ROI Secure Agent Materials

Secure Agent Mktg Material:

Click on any of the titles below to assist in your Wealth Accumulation & Preservation/Business & Estate Planning/Succession/Retirement Planning:

Allianz Broker Log In

Click for "Needs" Calculations


                                     Click for Retirement Overview            then             Click for free Retirement "Workbook"
                                                                       (if opens in PowerPoint, click on "slideshow", then "start from beginning")


                Click for small business Retirement Plans         Click to Re-engineer retirement w/ Roth IRA
             (if opens in PowerPoint, click on "slideshow", then "start from beginning")


                     Click for "Road to Retirement"                 Click to "Build Your Financial Home"
                                                           (if opens in PowerPoint, click on "slideshow", then "start from beginning")


                                              Click for "Estate Planning"                                     Click for "Business Family Succession"
                                                        (if opens in PowerPoint, click on "slideshow", then "start from beginning")

"Needs" Calculation from PacLife

Peruse "Annuitized" Products Below....


                         Fixed Indexed Annuities                                              Fixed Annuities

               #1 Selling Annuity    Allianz Masterdex "X"    #1 Selling Annuity

Allianz Masterdex 10

                                                                Allianz Pro V1

Combine the above Annuities for "Laddering/Staggering" withdrawals....

Allianz Fixed Indexed Universal Life Insurance
for
Buy-Sell, Partnerships, Keyman, Succession, Estate, Survivorship, etc...
Wealth Accumulation, Preservation, Retirement.....



                              FIUL Overview                                                                                    FIUL Products



                 FIUL PowerPoint Presentation                                  FIUL for Business Powerpoint Presentation

                                Assurant Brochures:


Core Med Elite             Elite                 HSA Elite             HSA Plans             KeyMed        Suite Solutions

Assurant Video Training Library

                                                          "Elite" Product Video Library

Assurant IMployee Info:
Indemnity Medical Products for the Employed

Click here for Payroll / Integrated Retirement Benefits Info


                       Health Access Plans for Employees                             Health Access Plans Employers


     Health Access Bro                                  Health Access FAQ                 Health Access Supplement


                                                      HSA Basics             HSA w/ One Deductable         HSA "Tools"


  Assisted Quotes w/ ROI Agent Login


                                       Request Assisted Quotes                    Quotes w/ ROI Agent Login


       IQ   Critical Care / Lifestyle Protection SE                             IQ Rapid Term                                                                  Worksite


  Guaranteed Issue / Individual & 3+ Group / Limited Indemnity


                    IQ Individual Guaranteed Issue SE           IQ 3+ Group Guaranteed Issue SE


         IQ Age Banded Individual Guaranteed Issue SE      IQ 3+ Group Guaranteed Issue SE



24 Hr. Accident / Sickness & Accident Emergency Room / Value Med Plan


                                                             IQ Accident Plan SE       IQ Emergency Room   SE         IQ Mini-Med SE

Short Term for Immedicate Issue / Gap / Coming Off Cobra / Travel & "Worksite"


Assisted Quoting w/ ROI Agent Login                 IQ SE                              KeyMed Product Video


        IQ 12x3 / 36 month Term   SE                      IQ    1-12 month Term   SE                     IQ   Overseas Travel SE

Worksite Misc.




                  Original Series







            Lifestyle Protector                                      DM Basics                                       DM Highlights

                                                                          American Amicable
                                                          Rapid Term                                          Easy Term


                                                                         12x3 Secure                Secure

Point of Design / Sale client presentations by Assurant :

		Five elite health insurance plan designs with many options offering flexibility and customization to fit your benefit and budget needs.
*CoreMed Elite*		Our most popular plan, CoreMed Elite, provides protection for everyday and catastrophic needs. Control premium cost without giving up benefits.
*HSA Basics*		A Health Savings Account (HSA) combined with a qualified health plan offers many savings opportunities and Assurant Health makes using your HSA simple.
*KeyMed*		A limited benefit hospital, medical, surgical plan ? provides coverage for pre-existing diabetes, leukemia, asthma, eczema, and many other conditions.
*MaxPlan Elite*		MaxPlan Elite provides the most extensive coverage and the most choice to individuals and families.
*OneDeductible HSA Elite*		OneDeductible means just that, one deductible for all covered expenses - even prescriptions - for all family members on the plan. This plan offers extensive benefits and an optional Health Savings Account.
*Short Term Medical*		Temporary health insurance from 30-365 days.
*SuiteSolutions*		Supplement your high deductible with SuiteSolutions, available through membership in Health Advocates Alliance.

IMployee Training to sell indiv policies to employees

Golden Rule Agent Training:

Golden Rule
Health Webinars on Demand

Golden Rule Producer Training

Power Point Client Presentations:

CBL Lifestyle Protector

Allianz

Allianz Webcasts and Links:

Building Your Practice:

Allianz Training and Attachments (make copy) for Building Your Practice

Prospecting:

http://allianzbusinessbuilder.articulate-online.com/p/4816602332/DocumentViewRouter.ashx?Cust=48166&DocumentID=f5c4261f-2ddb-46de-9d75-da37152dc999&Popped=True&InitialPage=player.html

First Meeting:

http://allianzbusinessbuilder.articulate-online.com/p/4816691734/DocumentViewRouter.ashx?Cust=48166&DocumentID=827dadf3-bcc6-4b19-a4d5-ab4803d62dbe&Popped=True&InitialPage=player.html

Case Design:

http://allianzbusinessbuilder.articulate-online.com/p/4816642082/DocumentViewRouter.ashx?Cust=48166&DocumentID=d2e7599e-6505-494b-a91e-a1504e048802&Popped=True&InitialPage=player.html

Second Meeting;

http://allianzbusinessbuilder.articulate-online.com/p/4816679792/DocumentViewRouter.ashx?Cust=48166&DocumentID=034dbd40-4357-49fc-ac33-7c8873b08605&Popped=True&InitialPage=player.html

Third Meeting:

http://allianzbusinessbuilder.articulate-online.com/p/4816604195/DocumentViewRouter.ashx?Cust=48166&DocumentID=fa48c214-a744-4ed6-a730-c23f5a9fd631&Popped=True&InitialPage=player.html

Service:

http://allianzbusinessbuilder.articulate-online.com/p/4816650846/DocumentViewRouter.ashx?Cust=48166&DocumentID=5065a037-0758-485c-ba0b-b43d01a91a6f&Popped=True&InitialPage=player.html

Allianz Roth/IRA Library

Allianz Roth / IRA Library

EDUCATION FOR AGENTS:

Advanced Markets Q&A: Roth Whitepaper
Advanced Markets Q&A: Converting to a Roth IRA
Advanced Markets Q&A: Roth IRA Distributions
Roth Concept Profile

2010 Tax Review Webinar Replay

CLIENT APPROVED MATERIALS:

Roth Client Brochure
Roth Client Mailer
Roth Client Prospecting Letter

ALLIANZ FORMS:

IRA Excess Contribution Removal
SEP Excess Contribution Removal
Roth IRA Conversion
Recharacterization

Please remember converting a traditional IRA to a Roth IRA is a taxable event and could result in additional impacts to your clients personal tax situation, including the taxation of current social security benefit payments. Be sure your clients consult with a qualified tax advisor before making any decisions regarding their IRA.

It is generally preferable that your clients have funds to pay the taxes due upon conversion from funds outside of their IRA. If they elect to take a distribution from their IRA to pay the conversion taxes, please keep in mind the potential consequences, such as an assessment of product surrender charges or additional IRS penalties for premature distributions.

For IRAs converted to a Roth IRA in 2010 the taxes due as a result of the conversion may be paid at the time of conversion, or spread out over two years after the conversion. It is important to note that the taxes due will be based upon the tax rates in effect at the time of payment, and tax rates may be higher or lower than those in effect at the time of the conversion. Please have your clients consult with their tax advisor to discuss which payment option is appropriate for their personal tax situation.

Purchasing an annuity in a retirement plan that provides tax deferral under sections of the Internal Revenue Code results in no additional tax benefit. An annuity should be used to fund an IRA or other qualified plan based on the annuity’s features other than tax deferral. These include guaranteed lifetime income and death benefit options. Other factors to consider include fees, expenses, charges, risks, and limitations that may be associated with an annuity.

This publication does not take into account possible surrender charges in any examples. Please be aware of surrender charges that could apply to your clients.

Allianz Business Growth...Building Your Practice...step by step...

Training and Attachments (make copy) for Building Your Practice